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Plaid Integration

Listed
b-open-io·vlatest·backend

Securely connects to users' bank accounts via Plaid for automated financial data retrieval and analysis.

Repository

Install on your platform

Showing Claude Code. One command installs this skill into any of the agents below.

  1. 1

    Run this in your project

    terminal
    $ npx skills add b-open-io/prompts --skill plaid-integration --full-depth -a claude-code

  2. Uses the open-source skills CLI and needs Node.js. Add -g to install it for your user instead of this project.

What we know about this skill

Publisher

b-open-io

Taken from the source listing. We haven't verified who controls this account.

Install target

Live repository

Not pinned. Installing fetches whatever the repository holds at the time you run the command.

No human has reviewed this code. The checks below are a static scan of the files at one commit — nobody has run this skill or judged whether it works. A skill runs with whatever access you give your agent, so read the source before you install it.

Automated safety checks

scanned

This skill failed 1 of 6 checks. A failure is not proof of bad intent; it means something in the code needs a human to look at it before you run it.

  • No obfuscated payloads: failed

    Contains 1 obfuscated or encoded payload pattern.

    No base64, hex or compressed blob is decoded and then executed, and no encoded shell commands.

    What it found

    • modules/dev-ops/skills/plaid-integration/.clawnet/unsigned-skill.json:410908-character base64 literal
      "opReturnHex": "6a2231394878696756345179427633744870515663554551797131707a5a56646f4175744d1c132d2d2d0a6e616d653a20706c6169642d696e746567726174696f6e0a766572736…

  • Declares what it does: passed

    SKILL.md parses and declares a name and a description.

    SKILL.md exists, its frontmatter parses, and it declares a name and a description.

  • No undeclared network calls: passed

    Makes no network calls.

    Every host the skill dials — from its scripts, its config endpoints or the commands it tells the agent to run — is either well-known package and API infrastructure or declared in its own frontmatter. Links in documentation are not counted.

  • No credential access: passed

    Reads no keys, tokens, keychains or credential files.

    Neither the code nor the SKILL.md instructions read SSH keys, cloud credentials, keychains, token stores, browser cookie databases or dotfiles that hold secrets.

  • No pipe-to-shell installers: passed

    No pipe-to-shell or download-and-run installers.

    No `curl … | sh` pattern, in the code or in the instructions, that runs code fetched at run time.

  • Pinned to a commit: passed

    Scanned b-open-io/prompts at 3e198cc712.

    The exact upstream commit SHA that was scanned is recorded, so the result refers to specific bytes.

Commit
3e198cc712
Manifest
modules/dev-ops/skills/plaid-integration/SKILL.md
Scanned
5 files, 854 lines
This is a static scan, not a review. It reads the skill's files; it does not run them, and it cannot tell you whether the skill is any good or whether the code does what its description says. A skill runs with whatever access you give your agent.
What each check looks for →

About this skill

What it does

This skill enables AI agents to securely connect to users' bank accounts and retrieve financial data using the Plaid API within TypeScript applications built with Bun. It facilitates linking user accounts, exchanging tokens, and syncing transaction history. The integration provides tools for handling errors and managing pagination when retrieving large volumes of transaction data.

When to use it

  • Building a personal finance application that requires access to users' bank account information.
  • Automating financial reporting or analysis tasks by pulling transaction data directly from user accounts.
  • Developing applications needing to categorize and track spending habits based on bank transactions.
  • Creating tools for budgeting and financial planning that rely on real-time banking data.

Key capabilities

  • Link Token Creation: Generates a link token to initiate the Plaid Link flow, supporting both redirect and popup modes.
  • Token Exchange: Exchanges temporary public tokens for permanent access tokens.
  • Transaction Retrieval: Retrieves transaction history with pagination (maximum 500 transactions per request).
  • Error Handling: Provides mechanisms for catching and handling common Plaid API errors like ITEM_LOGIN_REQUIRED, INVALID_ACCESS_TOKEN, and PRODUCT_NOT_READY.
  • Database Integration: Supports integration with Bun SQLite databases to store account, transaction, and other related data.

Example prompts

  • "Connect to my bank account using Plaid."
  • "Retrieve all transactions from the last month via Plaid."
  • "Get a list of accounts linked through Plaid."

Tips & gotchas

  • Requires setting environment variables for PLAID_ENV, PLAID_CLIENT_ID, and PLAID_SECRET.
  • Be mindful of pagination when retrieving transactions; always process results in batches.
  • Securely store access tokens—never expose them to clients.